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Margin accounts and portfolio line of credit

Margin accounts

All customers are required to open a Reg T margin account with Frec. Each customer is limited to one margin account per account type; for example, an individual account counts as one account type.

Margin accounts allow margin borrowing, which carries additional risks. We encourage you to read Frec's margin disclosure before borrowing.

Portfolio line of credit

A portfolio line of credit (margin loan) gives you access to additional cash based on the value of certain securities in your brokerage account. It's an interest-bearing loan that can be used to invest in additional securities, or withdrawn from the Frec platform for other non-investment needs.

To access a portfolio line of credit on Frec, you must have a minimum account value of $2,000.